Purchasing your first home is an exciting time and we’re here to answer ALL your questions. Whether it’s wanting to know the deposit you require or how much you can borrow/afford, we’re here to help and will provide you with all the tools you need to make the right decision.
We can also assist by providing property and suburb reports in your local area to helping you negotiate the best deal. Knowing what to put on the contract you sign is essential and we’ll guide you through the process.
Let’s talk Finance ….
BUYING YOUR DREAM HOUSE?
Making a decision to move homes is a stressful time which can be made easier by speaking to us first. We’ll assist in calculating the figures and the options you have available. Knowing your figures before you sell your house is crucial and we’re here to help.
How you negotiate the purchase of your next house is also important. Making the offer subject to the sale of your existing house could increase what you pay. Depending on your situation, you may be able to make your offer stronger which could save you thousands.
Let’s talk Finance ….
REFINANCING YOUR LOAN
If you’ve had your loan for more than 2 years, there’s a very high chance you are paying too much interest, especially on investment loans. Banks often change their offerings and the savings could be significant.
We have access to tools to make this process as easy and simple as possible. We understand your time is valuable.
Let’s talk Finance ….
INVESTMENT LOANS
Being a property investor is like any other business. You need to get your costs down as low as possible and increase your return. The biggest cost in owning an investment property is the interest component. We’ll provide you with the options available.
If you have equity in your current house, you may be in a position to purchase your first investment property. Call us today to run through the figures.
If you’re a seasoned investor and have several investment properties, structure is very important. We work closely with your accountant to ensure we develop the right strategy to suit your future objectives.
Let’s talk Finance ….
DEVELOPMENT and CONSTRUCTION LOANS
Whether you’re building one house or an apartment block of 30 units, we’re here to help you along the process. We specialise in running commercial tenders, ensuring you not only achieve a competitive rate, but you also have the right structure. We often guide our clients through the whole process from Quantity Surveyors, Building Tenders, Building Contracts, Sales Contracts and Valuations.
Having the right team around you for development projects is crucial. In the last 3 years we are proud to have financed development projects for over 130 dwellings.
Let’s talk Finance ….